Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

TO START YOUR MORTGAGE APPLICATION
To begin the preapproval loan process, please contact any of the following lenders by clicking on the links below and be taken directly to their loan application page;

 

Call Larry Morrow at Sturgis Bank & Trust 269-930-2339 (Highly Recommended)
CONVENTIONAL- Construction - FHA – VA Loans
Email him at: 
lmorrow@sturgisbank.com
Click here To Begin The Loan Application Process

Call Matt Nordberg at Honor Credit Union (269) 983-6357 ext.2721 (Highly Recommended)
CONVENTIONAL- FHA - USDA – VA Loans
Email him at: 
MNordberg@honorcu.com
Click here To Begin The Loan Application Process

Call Joy Cluff at Ruoff Home Mortgage (269) 363-6953 (Highly Recommended)
CONVENTIONAL- FHA - USDA – VA Loans
Email her at: 
joy.cluff@ruoff.com
Click here To Begin The Loan Application Process


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